Whether you are going on vacation, studying abroad, or even relocating, Steve Muehler - Insurance's "Travel Insurance" will give you peace of mind before you go.
Whether you are away for business or pleasure, studying abroad, or even moving out of the country, Steve Muehler - Insurance's "Travel Insurance" can protect you in the event of things like:
Medical Evacuation while Outside of the Country
Steve Muehler - Insurance's "Travel Insurance Plans" offer quality care and 24/7 assistance that will locate pre-approved hospitals and physicians with the appropriate skills needed to help you, including language and translation for key medical terms and brand-name drugs.
U.S. HEALTHCARE & OVERSEAS:
The excitement of living or traveling abroad needs to be balanced with the reality of health care requirements. Because of how the U.S. Healthcare System works, U.S. Citizens and Residents traveling for extended periods or living permanently abroad face unique challenges.
For example, if you are of Medicare-qualifying age, you are expected to keep Part B of Medicare and Part D of drug coverage, or face penalties for late enrollees. Or if you are not yet eligible for Medicare, the Affordable Care Act may require you to maintain minimum essential coverage or pay income penalties for not complying.
These are just a few of the many insurance-related challenges travelers and expatriates might face, but Steve Muehler - Insurance can help you navigate the system to find the best plans for your unique situation.
Why all of our Insurance Applications are reviewed by our Firm prior to issuing a CUSTOM INUSURANCE QUOTE to you!
Misunderstanding: The first reason buying insurance online can be dangerous is because the "online quotes" and the "policies" can be misunderstood and there are few chances to have those misunderstandings explained to you be an industry expert prior to purchasing the insurance policy.
Custom Quotes and Policies are more difficult to set up: Every individual, family, and business is different, and the insurance needs are always different. An online quote and policy purchase is not necessarily able to create a custom policy around those needs of your family or business. This means you will most likely get a general policy that is good for the average person, but not necessarily what is best for you. Odds are, with a Custom Quote, you can "get more for less."
Not assigned an individual agent to handle coverage: After buying insurance online you may feel covered and protected. Having one client assigned to you for every potential claim you have to file is a big advantage that you may be missing out on when buying insurance online. An individual who knows your entire history from purchase to claim will be able to fight for you better than someone who was randomly assigned for that one claim after buying online.
Adjusting your policy: As business and families grow and change, your insurance policy should change with it to make sure everything, and more importantly, everyone is covered. If buying insurance online, you will rarely speak to the same agent twice and will lose that initial time savings by needing to explain the changing circumstances around your family or business' insurance needs.
Lack location specific assistance: Online quotes and purchasing sites give you the ability to see a standard policy for your area. However, what it doesn't take into account is the individual needs for your exact location and your family and business needs based on that information.
25350 Magic Mountain Parkway
Santa Clarita, California 91355
Phone: (310) 463-5122